Underwriter

  • Location
    Fairfax County, Virginia
  • Category:
    Accounting & Finance - Accountant - General
  • Job Type:
    Direct Hire
  • Job reference:
    US_EN_8_844877_2777193
  • Salary:
    $ 85000 - $ 98000

Parker + Lynch is partnering with our client to find an experienced and driven Mortgage Underwriter to join their growing mortgage loan team in the Fairfax County, VA area. This position is with a well-respected, mortgage industry leader who’s focused on being a trusted partner to their clients by helping their customers achieve their home financing goals.

 

Our client is proud of their family friendly work environment and is recognized as one of the Top 50 Companies to Work For and a Top Mortgage Employer in the Northern Virginia area. If you are interested in working for and building your career with a company that’s built on a culture of quality and passion for the mortgage industry, then this is the career opportunity you’ve been waiting for!

 

Responsibilities:

  • Manage underwriting mortgage files ensuring adherence to investor credit quality standards
  • Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet establishment and government standards
  • Coordinate underwriting activities with loan processing and loan closing to ensure loan requirements are met; notify loan production personnel of incomplete files to obtain appropriate information necessary to complete loan packages
  • Ensure and uphold fair lending practices; meet targets for productivity, quality and customer satisfaction
  • Analyze appraisals (including FHA, under DE program and SAR under VA program, Portfolio Jumbo). Review the fees appraiser's reports for completeness and conformity with industry-accepted appraisal practices and techniques and other Federal Housing Administration (FHA) and Veterans Administration (VA) requirements
  • Determine the reasonable value of the property and any conditions which must be met prior to VA guaranty of the loan
  • Provide support to Loan Officers and Processors regarding questions and/or clarification of inquiries, loan files, and underwriting guidelines
  •  

    Qualifications:

  • Bachelor’s degree in Finance preferred
  • 4+ years of mortgage underwriting experience
  • 3+ years of VA and FHA Loan experience preferred
  •  

    Skills:

  • Knowledge of FHA DE and SAR Designation
  • Experience with FHA Streamline and VA IRRLS
  • Knowledge of al GSE underwriting requirements as they pertain to TPO Lending
  • Strong understanding of operational responsibilities with loan assets and credit quality
  • Experience working with Jumbo Loans
  • Effective verbal and written communication skills
  • Proficient with MS Office Suite
  • Capable of working in a fast-paced office environment
  •  

    Employment Type: Full-time, Direct Hire

     

    Compensation: $85,000 - $98,000 USD

     

    Work Hours: 8:00 AM – 5:00 PM



    Equal Opportunity Employer/Veterans/Disabled

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