Government Underwriter- Mortgage (100% Remote)
Parker + Lynch is seeking an experienced Government Underwriter. The Government Underwriter should have the skill to effectively and accurately review and evaluate information regarding mortgage loan documentation in order to determine if the borrower and/or property meet loan standards.
Responsibilities:
Complete a thorough analysis of loan files to determine compliance with company, investor, and government guidelines and standards
Evaluate the entire credit package and collateral for residential mortgage loans and ultimately ensure an “investor” quality loan product
Provide superior customer service to internal and external customers
Communicate decision (approval, suspense, denial) on loans to appropriate parties both verbally and in writing.
Be available to processors and loan officers for general guideline interpretations and questions on specific loan files
Continually exhibit an understanding of automated underwriting and guidelines
Check accuracy of all calculations
Meet or exceed productions goals while maintaining quality requirements.
Qualifications:
Senior level Underwriter with a minimum 5 years’ experience underwriting manually approved government loans
Extensive experience underwriting VA and FHA, USDA experience also preferred
DE, SAR and LAPP certifications (all three) preferred
Knowledgeable in investor overlay and researching such guidelines
Excellent appraisal analysis skills
Knowledge of current HUD and investor guidelines
Must be able to prioritize files throughout the day to accommodate CTC files
Handle exception items and resolve complex issues
Experience and complete knowledge of FHA/VA lending guidelines preferred
Understands how FHA/VA guidelines relate to internal and investor guidelines preferred
Superior customer services skills
Excellent written and verbal communication skills
Attention to detail required
Strong time management and organizational skills
A team player, ability to work independently
Thrive in a fast paced, high production environment
Excellent analytical and decision-making skills
Experience with Microsoft Office products, Byte experience ideal
Equal Opportunity Employer/Veterans/Disabled
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The Company will consider qualified applicants with arrest and conviction records