Government Underwriter

New
  • Location
    Sacramento, California
  • Category:
    Financial Services - Underwriting
  • Job Type:
    Direct Hire
  • Job reference:
    US_EN_8_848887_2812334

Government Underwriter- Mortgage (100% Remote)

 

Parker + Lynch is seeking an experienced Government Underwriter. The  Government Underwriter should have the skill to effectively and accurately review and evaluate information regarding mortgage loan documentation in order to determine if the borrower and/or property meet loan standards.

Responsibilities:

  • Complete a thorough analysis of loan files to determine compliance with company, investor, and government guidelines and standards
  • Evaluate the entire credit package and collateral for residential mortgage loans and ultimately ensure an “investor” quality loan product
  • Provide superior customer service to internal and external customers
  • Communicate decision (approval, suspense, denial) on loans to appropriate parties both verbally and in writing.
  • Be available to processors and loan officers for general guideline interpretations and questions on specific loan files
  • Continually exhibit an understanding of automated underwriting and guidelines 
  • Check accuracy of all calculations
  • Meet or exceed productions goals while maintaining quality requirements.
  • Qualifications: 

  • Senior level Underwriter with a minimum 5 years’ experience underwriting manually approved government loans
  • Extensive experience underwriting VA and FHA, USDA experience also preferred
  • DE, SAR and LAPP certifications (all three) preferred
  • Knowledgeable in investor overlay and researching such guidelines
  • Excellent appraisal analysis skills
  • Knowledge of current HUD and investor guidelines
  • Must be able to prioritize files throughout the day to accommodate CTC files
  • Handle exception items and resolve complex issues
  • Experience and complete knowledge of FHA/VA lending guidelines preferred
  • Understands how FHA/VA guidelines relate to internal and investor guidelines preferred
  • Superior customer services skills
  • Excellent written and verbal communication skills
  • Attention to detail required
  • Strong time management and organizational skills
  • A team player, ability to work independently
  • Thrive in a fast paced, high production environment
  • Excellent analytical and decision-making skills
  • Experience with Microsoft Office products, Byte experience ideal
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