SUMMARY:
Underwrites residential first mortgage loans for completeness and compliance with Bank policies and procedures, Secondary Market guidelines and Federal and State regulations
. Approves residential first mortgage loans within limit of authority ($250,000).
Underwrites loans exceeding lending limits and recommends for approval or rejection.
Reviews Regulation Z disclosures to ensure accuracy and compliance with federal and state regulations.
Reviews and approves commitment conditions.
Provides training and guidance to Mortgage Processors,
Works closely with Account Executives to assist them in qualifying complex loans.
Assists in the development and implementation of underwriting standards.
Equal Opportunity Employer/Veterans/Disabled
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The Company will consider qualified applicants with arrest and conviction records