Remote Underwriter

  • Location
    Phoenix, Arizona
  • Category:
    Financial Services - Loan / Mortgage
  • Job Type:
    Direct Hire
  • Job reference:
    US_EN_8_842888_2785710

Remote Underwriter Position in Phoenix, AZ

 

Position Summary

Mortgage Loan Underwriters underwrite and add loan program required conditions to mortgage applications to ensure that the borrower meets all program/product specifications prior to funding. They will communicate all credit decisions (approval, suspense, denial) to the appropriate individuals within the operations team. Underwriters are charged with upholding fair lending practices and protecting the company by making sound lending decisions while maintaining company production and quality requirements.

Job Responsibilities

  • Review loan files for income, collateral, and creditworthiness based on program and product specifications
  • Maintain or exceed production and quality requirements on a monthly basis
  • Maintain expert knowledge of Corporate, investor and regulatory guidelines
  • Effectively communicate credit decisions and document needs throughout all individuals involved
  • Maintain and record all credit risk activities
  • Requirements

    Education and Experience:

  • 5+ years’ experience in the mortgage industry with direct experience Underwriting Residential Mortgage Loans
  • Bachelor's degree preferred
  • Skills And Abilities

  • Appraisal review experience with knowledge of USPAP and Agency Guidelines
  • Possess strong Manual and AUS underwriting skills
  • Ability to underwrite files according to FNMA/FHLMC standards
  • Able to review and calculate income from complex tax returns
  • Excellent analytical, attention to detail and decision-making skills
  • Ability to work independently with little supervision
  • Highly motivated and takes initiative
  • Strong written and verbal communication skills
  • Job Details

    Seniority Level

    Mid-Senior level

    Industry

  • Accounting 
  •  
  • Information Technology & Services
  • Employment Type

    Full-time

    Job Functions



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