Underwriter II/ III

  • Location
    Sacramento, California
  • Category:
    Financial Services - Loan / Mortgage
  • Job Type:
    Direct Hire
  • Job reference:
    US_EN_8_848887_2790157

 

Parker + Lynch  is seeking an experienced Underwriter II or III to join a growing team with a client in the mortgage industry! This position is Direct Hire and remote. We are looking for someone who is looking for a long-term role as this organization is anticipating strong year over year growth, and boasts a family oriented and warm company culture! Overtime is optional in this role and there are many promotional programs in additional to regular bonus opporunities! For immediate consideration, please send your resume to cheyanne.muller@parkerlynch.com

Essential Functions

  • Review and evaluate loan documents to ensure accuracy, completeness, and compliance with company standards, federal and agency standards and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
  • Analyze customer’s loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds, and supporting documentation to identify potential fraud or misrepresentation.
  • Review appraisals to ensure that loans meet secondary market, investor, and company standards.
  • Work with Loan Processors and Loan Officers on collecting information and documentation necessary to finalize incomplete loan packages.
  • Determine if additional documentation or information would aid loan decision; request additional documentation or information accordingly.
  • Provide options and recommendations to borrowers regarding suitable loan programs.
  • Stay abreast of current regulations and industry trends that affect compliance and decision-making.
  • Verify that system input is accurate and that company systems match Automated Underwriting System (AUS).
  • Perform other duties as assigned.
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